Taylor Zimel was born and raised in Oregon, originally from Oregon City. I moved to Lincoln City recently with my wife and two young sons. I was attracted to insurance because of the ability to work with people from all walks of life. I am a HUGE Sports fan, specifically with the NBA and College and Pro Football. We recently relocated from Cambodia where we have family and a house waiting for us in retirement. Travel is a big passion of mine and look forward to experiencing new cultures when visiting locations around the world. Licensed in Oregon and Washington.

Taylor

Local Experts with a Personal Touch

Our deep understanding of Lincoln County and the surrounding areas means we can offer insurance solutions tailored to your specific needs. Whether you're safeguarding your family's future, protecting your assets, or ensuring your business thrives, Charlotte and her dedicated team are here to guide you every step of the way.

Why Choose Us?

Deep Local Roots: With years of experience in Lincoln County, we have an unparalleled understanding of the local insurance landscape. Personalized Service: We take the time to get to know you, ensuring you get the right coverage for your unique situation . Community-Centric: We're not just in the business of insurance; we're in the business of building lasting relationships with our community.

Meet Our Experts:

Behind every policy we craft and every client we serve is a team of dedicated insurance specialists. With years of experience and a deep understanding of the industry, our experts are the backbone of our agency. They're not just well-versed in insurance; they're passionate about ensuring that each client feels secure, understood, and valued. Get to know the faces and expertise that stand behind our promise of unparalleled service and commitment. Welcome to the heart of our agency – where every expert is dedicated to your peace of mind.

Welcome!

It all started in 2000, when Charlotte saw the need for ethical, personal insurance service on the Oregon Coast and left a successful private-sector finance career to establish the Charlotte Lehto Insurance Agency.  Licensed in Oregon and Washington in Property, Casualty, Health and Life, Charlotte loves all things insurance, but her passion is helping folks understand the complexities of Health and Medicare insurance, and in finding just the right solutions for her client’s individual needs.       Charlotte is an active member of the community volunteering with Lincoln City Chamber of Commerce, Kiwanis Club of Lincoln City and is Treasurer of Congregational Church - United Church of Christ of Lincoln City.  She is also a board member with the Samaritan North Lincoln County Hospital Foundation and Habitat for Humanity of Lincoln County Oregon.  When she isn’t volunteering or delighting her clients, Charlotte loves to read history and spy novels…and to spend time with her husband Christopher and their four-legged baby, Miss Molly.  Charlotte
Taylor Zimel was born and raised in Oregon, originally from Oregon City. I moved to Lincoln City recently with my wife and two young sons. I was attracted to insurance because of the ability to work with people from all walks of life. I am a HUGE Sports fan, specifically with the NBA and College and Pro Football. We recently relocated from Cambodia where we have family and a house waiting for us in retirement. Travel is a big passion of mine and look forward to experiencing new cultures when visiting locations around the world. Licensed in Oregon and Washington.

Taylor

Raisa Rodriguez is an Oregon and Washington licensed agent in Property, Casualty and Life Insurance. She was born in Pasco, Washington and raised on the Oregon coast for the majority of her life with family. Raisa loves to spend quality time with her family, go on hikes and takes walks on the beach with her bully-pit Canelo. Raisa is a rising star in the insurance industry. She is highly proficient at writing auto, home, umbrella, specialty, and commercial policies. She is also very good at pivoting for the customers needs and working with many carriers to get the best option for her clients. Raisa is bilingual in Spanish and English and strives to help more clients understand their insurance. Call Raisa today for a quote! She would be happy to help you with all your insurance needs from Auto, Home, Umbrella and Specialty to Commercial and Life.

Raisa

At Charlotte Lehto Insurance Agency, we're more than just insurance agents – we're your neighbors, your friends, and your community partners. Nestled in the heart of Lincoln County, Oregon, our team is deeply rooted in the community we serve. We understand the unique needs of our fellow residents because we live here, work here, and play here, just like you.
Charlotte Lehto Insurance Call Today 541-994-2884
Charlotte Lehto Insurance Call Today 541-994-2884